Calm harbor at dawn, a long horizon over still water

A steady place to read, record, and organise your retirement papers

Retiraq runs small-group sessions and weekly reading courses in Georgetown, Penang, designed for households who want to put their documents in order and work through publicly available pension information at their own pace. Everything we do is organisational and educational — no advice, just clarity.

Enquire About a Session

Educational & Organisational Only Small groups, Penang +60 4 2384 6195 [email protected]

Our Sessions

Three ways to get your records in order

Each session is run as a structured, calm activity with a small number of participants. The focus is always on filing, labelling, and reading — not on individual financial advice.

Document filing and records organisation session

One-Day Personal Records Organisation Session

A guided one-day session in small groups, dedicated to setting up a clear filing system for identification, account statements, contribution records, and beneficiary nomination receipts. Participants leave with a labelled folder structure and a personal records map.

Labelled folder structure for your household
Personal records map you keep and update
Reading list of official publications
Organisational only — no individual advice

RM 690 Enquire

Retirement literacy reading group session

Six-Session Retirement Literacy Course

A six-week reading group with a discussion leader covering how the national retirement system is publicly described, how official statements are formatted, and what public-source materials are available for further reading. Course materials are included.

Six weekly sessions, small group
Publicly available materials only
Course materials included in fee
No individual advice provided

RM 1,950 Enquire

Couples yearly records refresh programme

Yearly Records Refresh Programme for Couples

A year-long programme for couples keeping household records together. Includes an initial in-home setup session, three follow-up sessions, and an annual review. Couples receive a structured family records folder at year-end, intended as a handover document for future reference.

Initial in-home setup session
Three follow-up sessions across the year
Structured family records folder
Annual review included

RM 4,420 Enquire

Why Retiraq

What makes the Retiraq approach different

Organised around your documents

Every session is structured around the real papers households accumulate — not abstract concepts. You leave with a filing system that matches what you already have.

Small, unhurried groups

Sessions are kept small so that each participant can work at a comfortable pace. There is no rush, and the discussion leader takes questions as they arise.

Only publicly available materials

The literacy course draws exclusively from publicly available official sources. Participants can verify and revisit every item covered long after the session ends.

Couples programme includes home visits

The yearly programme begins with a session at your home, so the filing system is built around the actual space where your records are kept.

Educational and organisational only

Retiraq does not provide financial or legal advice. The scope is clear: labelling, filing, reading, and recording. Participants know exactly what they are signing up for.

Based in Georgetown, Penang

Sessions are held at our Georgetown address — a quiet, accessible space in the heart of Penang. Easy to reach by public transport or on foot from the ferry terminal.

Ready to begin?

Your records deserve a proper home

Whether you are joining a one-day session or enrolling in the six-week course, the first step is a short conversation. Reach out and we will find a session time that suits your schedule.

Book a Session +60 4 2384 6195

[email protected]

Questions

Frequently asked questions

If something is not covered below, please call or write to us directly.

What kind of documents does the records session cover? +

The one-day session is designed around the documents most households in Malaysia have by mid-life: MyKad copies, EPF member statements, bank account records, insurance policy receipts, property ownership documents, and beneficiary nomination forms. The session helps you set up a labelled filing system for what you already have — it is not a document collection service.

Does Retiraq provide financial or legal advice? +

No. Retiraq does not offer financial planning, investment guidance, legal advice, or any kind of individual recommendation. All sessions are educational and organisational in nature. The literacy course draws only from publicly available information, and participants are encouraged to consult a qualified professional for any personal decision.

How many people attend each session? +

Sessions are kept small — typically between four and eight participants for group sessions. The yearly couples programme includes home visits, so those sessions are one couple at a time. Small numbers allow each person to work at their own pace without feeling rushed.

What is the format of the six-session literacy course? +

The course runs weekly, with one session per week over six weeks. Each session is structured as a reading group: participants work through publicly available materials together with a discussion leader who explains formatting conventions and helps locate official sources for follow-up reading. Course materials are provided and participants keep them.

Where are the sessions held? +

Group sessions take place at our Georgetown premises at 28A Lebuh Chulia, 10200 Georgetown, Penang. The yearly couples programme includes an initial session at the couple's home. Please contact us to confirm availability and directions.

What are the session fees and what do they cover? +

The one-day records session is RM 690 per participant and covers the full day plus your folder structure and records map. The six-session literacy course is RM 1,950 and includes all course materials. The yearly couples programme is RM 4,420 for the full twelve months, including the initial home session, three follow-up sessions, and the annual review, plus a structured family records folder at the end.

Is my personal information kept private? +

We collect only the contact information needed to confirm your enrolment. We do not ask participants to share the contents of their personal documents during group sessions — the session is about your filing system, not about examining your account details. Please see our Privacy Policy for full details.

Find Us

Our location in Georgetown, Penang

28A Lebuh Chulia, 10200 Georgetown, Penang

Get in Touch

Write to us about a session

We respond to all enquiries within one working day. If you would prefer to call, our number is below.

Contact Details

Telephone

+60 4 2384 6195