Cookie Policy
This page explains what cookies are, how Retiraq uses them on this website, and the controls available to you. We keep our use of cookies to a minimum and store nothing about you beyond what is needed for the website to work properly.
Third-Party Cookies
Some cookies on this website are placed by third-party services, not by Retiraq directly. These services operate under their own privacy and cookie policies, which we encourage you to read if you use their platforms.
- Google Analytics — aggregated website usage analysis. Google Privacy Policy
- Google Tag Manager — manages analytics and conversion tracking scripts.
- Facebook Pixel — conversion measurement for any Facebook advertisements we run.
- Microsoft Advertising (Bing) — conversion measurement for any Bing advertisements we run.
Where you have declined optional cookies, we do not load the scripts associated with those categories.
Cookie Duration
| Category | Type | Typical Duration |
|---|---|---|
| Essential | Persistent | Until cleared by user |
| Analytics | Persistent | Up to 2 years |
| Marketing | Persistent | Up to 90 days |
| Preference | Persistent | Up to 1 year |
Session cookies are deleted automatically when you close your browser. Persistent cookies remain on your device until they expire or you delete them.
Your Cookie Preferences
Use the controls below to set your preferences. Essential cookies cannot be turned off as they are needed for the site to work. Your choices are saved to this device and reflected across the website.
Managing Cookies in Your Browser
You can also manage or delete cookies directly through your browser settings. The steps differ by browser — select yours below.
Google Chrome
- Open Chrome and click the three-dot menu in the top right corner.
- Select Settings, then scroll to Privacy and security.
- Click Cookies and other site data.
- Choose your preferred setting: allow all, block third-party, or block all cookies.
- To delete existing cookies, scroll down and click See all site data and permissions, then select cookies to remove.
Mozilla Firefox
- Open Firefox and click the menu icon (three horizontal lines) in the top right.
- Select Settings, then choose Privacy & Security.
- Under Enhanced Tracking Protection, select Standard, Strict, or Custom.
- To clear cookies, scroll to Cookies and Site Data and click Clear Data.
- To manage exceptions, click Manage Exceptions in the same section.
Apple Safari
- On Mac: open Safari, click Safari in the menu bar, then Preferences (or Settings), and select the Privacy tab.
- On iPhone/iPad: go to Settings > Safari > Privacy & Security.
- Choose to block all cookies or only cross-site tracking cookies.
- To remove stored cookies on Mac: click Manage Website Data and remove entries as needed.
- On iPhone/iPad: tap Clear History and Website Data to remove all cookies.
Microsoft Edge
- Open Edge and click the three-dot menu in the top right corner.
- Select Settings, then go to Cookies and site permissions.
- Click Manage and delete cookies and site data.
- Toggle options for blocking third-party cookies or add specific exceptions.
- To view and delete individual cookies, click See all cookies and site data.
Blocking all cookies will affect the functionality of most websites, including this one. Blocking only third-party cookies is a common middle ground that still allows essential site features to work.
Your Rights & Contact
You have the right to withdraw or change your cookie consent at any time using the preference panel on this page. Withdrawing consent for optional cookies does not affect anything you did before changing the setting.
If optional cookies are disabled, the website will continue to function. You may notice that some minor display preferences are not remembered between visits, but the core content and service information will remain fully accessible.
For questions about how we handle personal data, please refer to our Privacy Policy, which explains our practices under the Malaysian Personal Data Protection Act 2010.
For any cookie-related enquiries, write to:
Retiraq — 28A Lebuh Chulia, 10200 Georgetown, Penang
Email: [email protected]
Retiraq provides educational and organisational services only. No financial, legal, or investment advice is offered or implied. 28A Lebuh Chulia, 10200 Georgetown, Penang, Malaysia.